Toulouse-based Certificall raises €1M seed funding to accelerate technology development and commercial expansion in Europe, addressing AI-driven insurance fraud.
Certificall, a Toulouse-based trusttech startup, has successfully closed a €1 million seed funding round to strengthen its position in the European market. The round was led by TomCat, Groupama, and InsurAngels, marking a major milestone for the company, which specializes in digital solutions to combat insurance and industrial fraud.
About Certificall
Founded in 2022 by Guillaume Laurent and Nicolas Chabauty, Certificall provides fast, certified, and cost-efficient visual evidence solutions for insurers, brokers, and large industrial clients. The company has already certified over 3 million photos, with each report taking an average of 90 seconds.
The startup’s mission is to prevent fraud at the source, particularly in a market where AI-generated manipulations are becoming increasingly sophisticated. In France alone, insurance fraud is estimated at around 5% of property and casualty premiums, reaching over €695 million in 2023 and projected to rise to €902 million in 2024.
Technology and Innovation
Certificall’s platform ensures the probative value of digital evidence through a combination of four complementary pillars:
- Geolocation – to verify the location of the evidence
- Tamper-proof certification – to prevent document manipulation
- Qualified time stamping – to ensure chronological validity
- eIDAS signature seal – for EU-wide legal recognition
By adhering to the EU’s eIDAS regulation for electronic identification and trust services, every digital proof issued by Certificall is legally valid across the European Union.
Guillaume Laurent, co-founder and president, explains:
“The increase in fraud in 2021-2022 was just the beginning. Over the past two years, generative AI has become increasingly sophisticated and accessible to everyone. Today, our priority is to block fraud at the source.”
The Seed Funding Round
The €1M seed round was led by TomCat, Groupama, and InsurAngels. The funding will be used to:
- Accelerate technology development
- Expand commercial operations across Europe
- Strengthen the company’s team and capabilities
With European targets aiming for 80% adoption of a digital identity wallet by 2030, Certificall positions itself as a trusted third-party solution for companies requiring secure and legally compliant digital evidence management.
Market Opportunity
Certificall’s solutions are highly relevant for sectors dealing with sensitive documentation, including:
- Insurance
- Banking and finance
- Large-scale industrial operations
By combining AI with certified visual evidence, Certificall provides businesses a reliable way to prevent fraud, streamline claims processing, and ensure compliance with European regulations.
Why Investors Should Pay Attention
For early-stage investors, the seed round highlights the growing importance of trusttech startups in Europe. Certificall demonstrates how technology can be leveraged to address AI-driven fraud while providing legally recognized solutions across industries.
Platforms like Fundreef can connect innovative startups like Certificall with investors actively seeking opportunities in:
- Trusttech
- Insurtech
- AI-powered compliance solutions
This creates a bridge between ambitious founders and investors ready to fuel European tech innovation.
With backing from TomCat, Groupama, and InsurAngels, and a clear focus on technological innovation, Certificall is well-positioned to expand its presence across Europe. The company continues to prioritize fraud prevention and ensuring that every digital report is rapid, reliable, and legally compliant.
For investors and startups looking for high-potential European opportunities, Certificall is a company to watch — and Fundreef is the platform to connect with them.
